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SBA 7(a) Loan Program

Federal loan guarantees for small business capital needs.

About this program

The SBA 7(a) Loan Program provides federally backed financing through approved lenders for eligible small businesses seeking working capital, equipment, acquisition, expansion, or refinancing.

Eligibility

Eligible for-profit small businesses operating in the United States that meet SBA size standards and lender underwriting requirements.

Requirements

  • Applicants must apply through an SBA-approved lender, meet SBA eligibility and size standards, provide financial documentation, and use funds for eligible business purposes.