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Bank of North Dakota Beginning Entrepreneur Loan Guarantee

The Beginning Entrepreneur Loan Guarantee helps North Dakota residents obtain startup or early-stage business financing through local lenders.

About this program

The Bank of North Dakota Beginning Entrepreneur Loan Guarantee Program assists with business startup financing by providing financial institutions with a guarantee on loans up to $500,000. Eligible borrowers must be North Dakota residents with a high school diploma or GED, relevant training through education or experience, and net worth under $500,000. Proceeds may finance real property, equipment, working capital, licensed child care, startup expenses, and limited refinancing or debt consolidation.

Eligibility

North Dakota resident beginning entrepreneurs with relevant training or experience and net worth under $500,000 seeking lender financing.

Requirements

  • Borrower must be a North Dakota resident.
  • Borrower must have graduated from high school or received a GED.
  • Borrower must have relevant training through education or experience in the revenue-producing enterprise.