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RIHousing Access Independence Home Modification Loans

RIHousing's Access Independence program provides loans for home modifications that help aging and special-needs populations live safely at home.

About this program

Visit the program website for full details.

Eligibility

Eligible Rhode Island families and caregivers may use the program to finance home adaptations, including ramps, bathroom modifications, lifts, and related accessibility improvements for aging or special-needs household members.

Requirements

  • Applicant must need qualifying accessibility or safety modifications to a Rhode Island residence.
  • Loan proceeds must be used for approved home adaptations such as ramps, bathroom modifications, lifts, or equipment purchases.
  • Applicant must complete RIHousing underwriting and loan closing requirements.