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FEDERAL

SBA 504 Loan Program

Long-term fixed-rate financing for major small business fixed assets.

About this program

The SBA 504 program provides long-term, fixed-rate financing through Certified Development Companies and lenders for major fixed assets such as owner-occupied real estate, buildings, and heavy equipment.

Eligibility

Eligible for-profit small businesses meeting SBA size and use-of-proceeds rules, typically financing owner-occupied real estate or equipment projects.

Requirements

  • Work with a Certified Development Company and lender
  • Provide project cost, business financials, and eligibility documentation
  • Use proceeds for eligible fixed assets