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FEDERAL

SBA 504 Loan Program - Augusta Area

Long-term fixed-asset financing for Augusta small businesses through SBA-certified development companies.

About this program

The SBA 504 loan program provides long-term financing for owner-occupied commercial real estate, major equipment, and eligible fixed assets. Augusta businesses can work with certified development companies and lenders to finance expansion, construction, renovation, or equipment purchases.

Eligibility

Eligible for-profit small businesses meeting SBA size, use-of-proceeds, occupancy, and credit requirements.

Requirements

  • Work with a participating lender and certified development company
  • Provide business financials, project budget, owner information, and collateral documentation
  • Use funds for eligible fixed assets