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ID

Panhandle Area Council Revolving Loan Fund

Business loans from $50,000 to $750,000 for North Idaho small businesses.

About this program

Panhandle Area Council's Revolving Loan Fund provides gap financing for small businesses in North Idaho communities, supporting commercial real estate, construction, renovation, equipment, inventory, receivables, and working capital needs tied to job creation and retention.

Eligibility

Eligible small businesses, nonprofits, and public entities in the Panhandle Area Council region that cannot fully access traditional financing.

Requirements

  • Submit loan inquiry or application to Panhandle Area Council
  • Provide business plan, financials, collateral, bank participation, borrower equity, and use-of-funds details
  • Meet underwriting, collateral, job creation or retention, and board approval requirements