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FEDERAL

Kiva U.S. Small Business Loan

Crowdfunded zero-interest loans up to $15,000 for Jersey City entrepreneurs.

About this program

Kiva provides crowdfunded, zero-interest U.S. small business loans with no fees, no collateral, and no minimum credit score, using community-based lending to help entrepreneurs access capital.

Eligibility

U.S.-based entrepreneurs and small business owners, including Jersey City businesses, that meet Kiva minimum eligibility requirements and complete the private and public fundraising process.

Requirements

  • Complete the Kiva borrower application
  • Meet minimum eligibility criteria
  • Invite initial lenders during private fundraising