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FEDERAL

SBA 7(a) Loan Program - Baltimore Area

SBA-guaranteed loans for working capital, acquisition, expansion, equipment, and refinancing.

About this program

The SBA 7(a) loan program helps eligible small businesses access lender financing for working capital, acquisition, equipment, refinancing, and expansion. Baltimore businesses apply through SBA-approved lenders and receive financing backed by an SBA guaranty.

Eligibility

Eligible for-profit small businesses meeting SBA size, ownership, use-of-proceeds, and lender credit requirements.

Requirements

  • Apply through an SBA-approved lender
  • Provide business financials, tax returns, ownership documentation, and use of funds
  • Meet SBA eligibility and lender underwriting requirements