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FEDERAL

SBA 7(a) Loan Program - Hilo Area

SBA-guaranteed loans for working capital, acquisition, expansion, and equipment for Hilo small businesses.

About this program

The SBA 7(a) loan program helps eligible small businesses access lender financing for working capital, equipment, acquisition, refinancing, and expansion. Hilo businesses apply through SBA-approved lenders and receive financing backed by an SBA guaranty.

Eligibility

Eligible for-profit small businesses meeting SBA size, ownership, use-of-proceeds, and credit requirements.

Requirements

  • Apply through an SBA-approved lender
  • Provide business financials, tax returns, ownership documentation, and use of funds
  • Meet lender underwriting and SBA eligibility requirements