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FEDERAL

SBA Microloan Program

Federal microloans for startups and growing small businesses through nonprofit intermediaries.

About this program

The SBA Microloan Program provides smaller loans through nonprofit intermediary lenders for working capital, supplies, furniture, fixtures, machinery, equipment, and other eligible small business needs.

Eligibility

Eligible startups and small businesses that meet SBA and intermediary lender requirements and need smaller-dollar financing.

Requirements

  • Apply through an SBA-approved intermediary lender
  • Complete lender underwriting and any required technical assistance
  • Use funds for eligible small business purposes