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Iowa Small Business Collateral Support Program (SSBCI / SEDI – Native American Track)

State collateral support covering up to 40% of a collateral gap to help SEDI-owned businesses — including Native American-owned businesses — secure commercial loans from $50,000 to $250,000; the lender applies to IEDA on behalf of the borrower.

About this program

Visit the program website for full details.

Eligibility

Iowa small businesses with fewer than 125 employees that are 51% or more owned, operated, and actively controlled by a SEDI individual, including Native Americans, facing a collateral shortfall on a commercial loan.

Requirements

  • At least 51% owned, operated, and actively controlled by a Native American or other SEDI individual
  • Fewer than 125 employees
  • Iowa-based creditworthy business with a commercial loan request