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IA

Small Business Collateral Support Program (SSBCI / SEDI)

State collateral support covering up to 40% of a collateral gap to help Socially and Economically Disadvantaged (SEDI)-owned businesses, including minority-owned businesses, secure commercial loans ranging from roughly $50,000 to $250,000.

About this program

Visit the program website for full details.

Eligibility

Iowa small businesses with fewer than 125 employees that are 51% or more owned, operated, and actively controlled by a SEDI individual, including members of a minority group, facing a collateral shortfall on a commercial loan.

Requirements

  • At least 51% owned, operated, and actively controlled by a SEDI/minority individual
  • Fewer than 125 employees
  • Iowa-based business with a creditworthy loan request