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MA

Massachusetts Capital Access Program

Loan-loss reserve support that helps banks make loans to small Massachusetts businesses.

About this program

The Massachusetts Capital Access Program uses loan-loss reserve support to help participating banks provide financing to small businesses that may otherwise have difficulty obtaining credit.

Eligibility

Massachusetts small businesses with 200 or fewer employees seeking financing through participating lenders for startup, expansion, working capital, equipment, or real estate needs.

Requirements

  • Work with a participating bank
  • Meet lender underwriting requirements
  • Use loan proceeds for eligible business purposes